Apply for Retail Finance Before You Shop

Less Waiting, More Shopping!

Apply online and you could be pre-qualified for a specific loan amount that can be used immediately or in the 30 days from date of approval.*

With over 1,500 retail stores nationwide so you’re spoilt for choice. 

It only takes a few minutes to complete our online application and we’ll let you know if you’ve been approved straight away.

  • No deposit.
  • Flexible payment terms 12, 24 or 36 months.
  • Payments to suit your budget.
  • Add optional payment protection insurance.
  • Fixed payment schedule.

Application Criteria Checklist:
Here’s what you’ll need to complete your application:

  • You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
  • You must be older than 18 years of age
  • Your fortnightly or monthly income (after tax)
  • Your employment details
  • Current proof of identity (Passport, Driver Licence)
Step 1: Initial Application Criteria Checklist

* You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
* You must be older than 18 years of age
* Proof of identity by means of a NZ drivers licence, passport or firearms licence