Q Card

One of the best credit card alternatives!

Q Card is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays*

Current Q Card Payment Terms:

Enjoy minimum 6 Month of No Payments & No Interest with Q Card & Q Master Card when your total order is $200 or above.

Please use the Q Card payment option at checkout to make a purchase with your Q card or Q Mastercard.

All Q card purchases $200 ~ $499.99 qualify for 6 months of No Payments & No Interest.

All Q card purchases $500 or above will qualify for 12 months No Payments & No Interest.

Terms and Conditions for Q Card & Q Mastercard.

Please note, you must already have a Q card before checking out - you cannot apply at time of purchase.

LONG TERM INTEREST FREE DEALS.

Q Card offers a range of competitive interest-free deals and payment holidays. Whether you’re planning a holiday or refurnishing your home, you can make your big purchases on our interest free or payment holiday terms that give you 'breathing space'.

SIMPLY SWIPE.

Q Card is perfect for those smaller purchases too. Simply swipe it or use it online to get 3 months no payments and no interest on every purchase.

DOWNLOAD THE APP

Download now for free from iTunes for iPhone or Google Play for Android and check your balance on the go.

FOR BUYING THE THINGS THAT MATTER.

Q Card is your perfect shopping partner for purchases big or small, combining the benefits of a credit card with a range of interest-free deals and payment holidays.

 

Important Information

No Payments & No Interest Deals

* No payments and no interest deals (“Payment Holiday”) are available on Flexi Payment Plans & Flexi Purchases for in-store and online purchases only. Minimum spend $200. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

 

Although we make reasonable efforts to update information about Q Card on our website, we make no representations, warranties or guarantees, whether express or implied, that this content on our website is accurate, complete or up-to-date. We also do not warrant or represent that the information regarding Q Card available through the website will meet your particular requirements or needs. We therefore suggest visiting www.qmastercard.co.nz or clicking the button below for the most accurate and up-to-date information.